| SSCHWAB USSCHX |
| 12.7% | 12.21% | $65.4M | 2.2M | $55.8M | 2.2M | +46,357+2.13% | Add |
| IISHARES TRIVV |
| 9% | 7.82% | $46.3M | 61,877 | $35.8M | 54,712 | +7,165+13.10% | Add |
| IISHARES TRHYG |
| 4.86% | 5.19% | $25.0M | 313,153 | $23.7M | 298,247 | +14,906+5.00% | Add |
| IISHARES TRLQD |
| 4.55% | 4.44% | $23.4M | 214,856 | $20.3M | 186,246 | +28,610+15.36% | Add |
| SSCHWAB U.S. AGGREGATE BOND ETFSCHZ |
| 4.3% | 5.15% | $22.1M | 956,732 | $23.6M | 1.0M | -58,051-5.72% | Reduce |
| SSCHWAB STRATEGIC TRSCHF |
| 4.25% | 4.27% | $21.9M | 790,195 | $19.5M | 788,468 | +1,727+0.22% | Add |
| IISHARES TRAGG |
| 4.08% | 3.91% | $21.0M | 212,383 | $17.9M | 180,053 | +32,330+17.96% | Add |
| SSCHWAB STRATEGIC TRSCHE |
| 3.36% | 3.54% | $17.3M | 476,643 | $16.2M | 490,541 | -13,898-2.83% | Reduce |
| IISHARES TRIEFA |
| 3.23% | 2.85% | $16.6M | 172,207 | $13.0M | 143,618 | +28,589+19.91% | Add |
 ESSENTIAL PPTYS RLTY TR INCEPRT |
| 3.07% | 3.76% | $15.8M | 512,832 | $17.2M | 558,422 | -45,590-8.16% | Reduce |
| IISHARES INCIEMG |
| 2.87% | 2.46% | $14.8M | 178,341 | $11.2M | 160,843 | +17,498+10.88% | Add |
| IISHARES TREMB |
| 2.81% | 2.78% | $14.4M | 149,825 | $12.7M | 135,230 | +14,595+10.79% | Add |
| IISHARES FLOATING RATE BOND ETFFLOT |
| 2.66% | 2.97% | $13.7M | 268,368 | $13.6M | 266,777 | +1,591+0.60% | Add |
| SSCHWAB STRATEGIC TRSCHM |
| 2.61% | 2.55% | $13.4M | 364,410 | $11.6M | 376,193 | -11,783-3.13% | Reduce |
| SSTATE STREETSPYM |
| 2.36% | 2.27% | $12.1M | 138,155 | $10.4M | 135,851 | +2,304+1.70% | Add |
| SSCHWAB U.S. BROAD MARKET ETFSCHB |
| 2.33% | 2.22% | $12.0M | 414,502 | $10.2M | 404,680 | +9,822+2.43% | Add |
| SSCHWAB USSCHA |
| 2.07% | 1.98% | $10.6M | 294,689 | $9.0M | 310,751 | -16,062-5.17% | Reduce |
| IISHARES TRGVI |
| 1.91% | 2.04% | $9.8M | 91,254 | $9.3M | 87,894 | +3,360+3.82% | Add |
| IISHARES COREIJH |
| 1.83% | 1.67% | $9.4M | 122,347 | $7.6M | 113,099 | +9,248+8.18% | Add |
| SSTATE STREETSPAB |
| 1.68% | 1.94% | $8.6M | 338,462 | $8.9M | 346,051 | -7,589-2.19% | Reduce |
| IISHARES COREIJR |
| 1.62% | 1.38% | $8.3M | 56,092 | $6.3M | 50,715 | +5,377+10.60% | Add |
 APPLE INCAAPL |
| 1.57% | 1.57% | $8.1M | 27,914 | $7.2M | 28,314 | -400-1.41% | Reduce |
| IISHARES TRSHYG |
| 1.17% | 1.32% | $6.0M | 142,228 | $6.0M | 142,298 | -70-0.05% | Reduce |
 COLGATE PALMOLIVE COCL |
| 1.14% | 1.19% | $5.9M | 63,891 | $5.4M | 63,889 | +2+0.00% | Add |
| SSTATE STREETSPIB |
| 1.11% | 1.19% | $5.7M | 171,424 | $5.5M | 162,546 | +8,878+5.46% | Add |
| SSCHWAB STRATEGIC TRSCHD |
| 1.11% | 1.41% | $5.7M | 179,585 | $6.5M | 210,438 | -30,853-14.66% | Reduce |
| IISHARES TRITOT |
| 1.1% | 0.92% | $5.7M | 34,409 | $4.2M | 29,620 | +4,789+16.17% | Add |
| SSPDR INDEX SHS FDSSPEM |
| 0.91% | 0.94% | $4.7M | 90,365 | $4.3M | 91,269 | -904-0.99% | Reduce |
| SSPDR INDEX SHS FDSSPDW |
| 0.86% | 0.86% | $4.4M | 87,787 | $3.9M | 85,744 | +2,043+2.38% | Add |
| IINVESCO EMERGING MARKETSSOVEREIGN DEBT ETFPCY |
| 0.84% | 1.01% | $4.3M | 198,661 | $4.6M | 221,723 | -23,062-10.40% | Reduce |
| SSCHWAB U.S. LARGE-CAP GROWTH ETFSCHG |
| 0.67% | 0.65% | $3.5M | 102,084 | $3.0M | 102,118 | -34-0.03% | Reduce |
| IISHARES RUSSELLIWF |
| 0.64% | 0.62% | $3.3M | 26,552 | $2.8M | 6,638 | +19,914+300.00% | Add |
| IISHARES TRDGRO |
| 0.58% | 0.46% | $3.0M | 39,174 | $2.1M | 30,257 | +8,917+29.47% | Add |
 MICROSOFT CORPMSFT |
| 0.46% | 0.51% | $2.3M | 6,292 | $2.3M | 6,300 | -8-0.13% | Reduce |
| SSTATE STREETSPMD |
| 0.44% | 0.45% | $2.3M | 33,759 | $2.1M | 34,814 | -1,055-3.03% | Reduce |
| AAlphabet Inc Class CGOOG |
| 0.4% | 0.36% | $2.0M | 5,779 | $1.7M | 5,779 | 00.00% | Unchanged |
| IINVESCO QQQ TRVOO |
| 0.37% | 0.42% | $1.9M | 2,588 | $1.9M | 3,349 | -761-22.72% | Reduce |
| SSPDR SERIES TRUSTTFI |
| 0.37% | 0.54% | $1.9M | 41,200 | $2.5M | 54,281 | -13,081-24.10% | Reduce |
| SSTATE STREETSPSM |
| 0.36% | 0.36% | $1.9M | 32,540 | $1.6M | 33,849 | -1,309-3.87% | Reduce |
 JOHNSON & JOHNSONJNJ |
| 0.36% | 0.39% | $1.8M | 7,207 | $1.8M | 7,206 | +1+0.01% | Add |
 NVIDIA CORPORATIONNVDA |
| 0.32% | 0.32% | $1.7M | 8,326 | $1.4M | 8,313 | +13+0.16% | Add |
| CCOCA COLA CONS INCCOKE |
| 0.31% | 0.14% | $1.6M | 8,489 | $653,193 | 8,589 | -100-1.16% | Reduce |
| PPIMCO INVESTMENT GRADE CORPORATE BOND INDEX EXCHANGE-TRADED FUNDCORP |
| 0.31% | 0.47% | $1.6M | 16,707 | $2.2M | 22,351 | -5,644-25.25% | Reduce |
| SSPDR SERIES TRUSTSPTM |
| 0.3% | 0.29% | $1.5M | 17,052 | $1.3M | 16,490 | +562+3.41% | Add |
| SSPDR SERIES TRUSTSPYD |
| 0.3% | 0.34% | $1.5M | 32,198 | $1.6M | 34,056 | -1,858-5.46% | Reduce |
 ALPHABET INCGOOGL |
| 0.29% | 0.26% | $1.5M | 4,190 | $1.2M | 4,170 | +20+0.48% | Add |
| IINVESCO EXCHANGE TRADED FD TRSP |
| 0.29% | 0.29% | $1.5M | 6,989 | $1.3M | 6,989 | 00.00% | Unchanged |
| SSCHWAB SHORT-TERM U.S. TREASURY ETFSCHO |
| 0.24% | 0.27% | $1.2M | 50,588 | $1.2M | 50,368 | +220+0.44% | Add |
 MERCK & CO INCMRK |
| 0.23% | 0.24% | $1.2M | 9,225 | $1.1M | 9,225 | 00.00% | Unchanged |
 JPMORGAN CHASE & COJPM |
| 0.23% | 0.27% | $1.2M | 3,557 | $1.2M | 4,173 | -616-14.76% | Reduce |
